VTITotal US stock market fund
$212.00One fund that holds a small piece of nearly every US public company. This is what diversification looks like.
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Practice portfolio
Practice only. No real money, no brokerage, no account. Prices are sample historical figures used to show how investing behaves.
- Portfolio value
- $1,000
- Practice cash
- $1,000
- Change
- +$0
Sample market
VXUSInternational stock fund
$52.00Companies outside the United States. It often moves differently from US stocks, which softens bad years.
BNDUS bond fund
$73.00Loans to governments and companies. Smaller gains, much smaller drops. Bonds are the calm part of a portfolio.
SNGLSingle company (example)
$40.00One company instead of hundreds. Notice how much further this one swings in both directions. That is the risk you take on when you don't diversify.
Your practice holdings
You haven't bought anything yet.
What this shows
- The single-company price moves far more than the broad funds. Owning hundreds of companies at once is how most people reduce that swing.
- Down years happen. The practice portfolio drops in some years on purpose, because a real one will.
- Investing is for money you will not need for at least five years. Emergency money belongs in savings, where it can't fall in value.
Educational information only. EquiVest is not a bank, lender, or government agency.